How to create a Medicare.gov Login Account

Creating a free Medicare.gov account is one of the smartest things you can do as a Medicare beneficiary. It gives you secure access to your personal Medicare information, helps you stay organized, and makes it easier to manage your coverage confidently year after year.

Here’s what you can do with your own account:

• View your current coverage
  Instantly see which plans you’re enrolled in and when your coverage started.

• Check your medication history
  Your account includes a record of your prescriptions filled under Medicare—handy for confirming what you’ve taken and when.

• See your claims and costs
  Review your recent Medicare claims, spot billing errors, and track your out-of-pocket spending.

• Keep your data private and secure
  Your Medicare account uses the same level of encryption as online banking. No one—including HeyMOE—can access your data unless you choose to share it directly (and we’ll never ask for your login).

How to Create Your Medicare.gov Account

1. Go to https://www.medicare.gov/account/login 

2. As of 03/2026, you need to use login.gov, Clear or id.me to create a Medicare account.

3. Depending on which login solution you use, you will have a different experience creating an account:

   • To create a login.gov account, follow these instructions: https://hubs.ly/Q02K-z0d0

   • To create an ID.me account, follow these instructions: https://hubs.ly/Q02K-dgC0

   • To create a Clear account, follow the step by step instructions online when you choose this option.

4. Once you create your login account, you can use it to access your account information on Medicare.gov.

Quick Tips

• If you get an error when trying to create an account, you may already have one. Click “Log in” → “Forgot username” to recover it.

• If your spouse has Medicare, each person needs their own separate account.

• Keep your Medicare.gov username and password private and secure.